/* ============================================================
   PUENTE WEALTH ADVISORS — Design System
   ============================================================ */

/* === RESET === */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

/* === DESIGN TOKENS === */
:root {
  --gold: #B08D57;
  --gold-light: #C9A96E;
  --cream: #F6F3EE;
  --ink: #080808;
  --navy: #07101a;
  --navy-mid: #0D2B55;
  --muted: #4A4A62;
  --border: #E2DCC8;
  --serif: 'Cormorant Garamond', Georgia, serif;
  --serif-sc: 'Cormorant SC', Georgia, serif;
  --sans: 'Montserrat', sans-serif;
  --ease-luxury: cubic-bezier(.16, 1, .3, 1);
}

/* === BASE === */
html { scroll-behavior: smooth; }
[id] { scroll-margin-top: 132px; }
body {
  font-family: var(--sans);
  background: var(--ink);
  color: white;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }

/* === KEYFRAMES === */
@keyframes heroDriftStrong {
  from { transform: scale(1.03) translate3d(0, 0, 0); }
  to   { transform: scale(1.11) translate3d(-22px, -14px, 0); }
}
@keyframes heroWaterDrift {
  0%   { transform: scale(1.035) translate3d(0, 0, 0);     filter: brightness(.96) contrast(1.06) saturate(1.0); }
  50%  { transform: scale(1.055) translate3d(-8px, -3px, 0); filter: brightness(.98) contrast(1.07) saturate(1.02); }
  100% { transform: scale(1.07)  translate3d(-16px, -7px, 0); filter: brightness(.96) contrast(1.06) saturate(1.0); }
}
@keyframes heroReveal {
  0%   { opacity: 0; transform: translateY(38px); filter: blur(6px); }
  100% { opacity: 1; transform: translateY(0);    filter: blur(0);   }
}
@keyframes waveMove {
  from { transform: translateX(0);    }
  to   { transform: translateX(-50%); }
}
@keyframes softGoldPulse {
  from { text-shadow: 0 0 0   rgba(201,169,110,0);    }
  to   { text-shadow: 0 0 22px rgba(201,169,110,.35); }
}
@keyframes waterShimmer {
  from { transform: translateX(-2%); }
  to   { transform: translateX(2%);  }
}

/* === UTILS === */
.gold-rule { width: 54px; height: 1px; background: var(--gold); }

/* ============================================================
   NAVIGATION
   ============================================================ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(5, 10, 17, .92);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(201, 169, 110, .18);
  box-shadow: 0 12px 40px rgba(0, 0, 0, .22);
}
.nav-topbar {
  border-bottom: 1px solid rgba(201, 169, 110, .18);
  background: rgba(5, 8, 13, .38);
}
.nav-topbar-inner {
  max-width: 1360px;
  margin: 0 auto;
  min-height: 34px;
  padding: 0 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  color: rgba(246, 243, 238, .76);
  font-family: var(--serif);
  font-size: 14px;
  letter-spacing: .02em;
}
.nav-topbar-links {
  display: flex;
  align-items: center;
  gap: 0;
  color: rgba(246, 243, 238, .72);
}
.nav-topbar-links > a,
.nav-topbar-links > .language-toggle {
  padding: 0 20px;
  border-left: 1px solid rgba(201, 169, 110, .28);
}
.nav-topbar-links > a:first-child { border-left: 0; }
.nav-topbar-links a { transition: color .22s ease; }
.nav-topbar-links a:hover { color: var(--gold-light); }
.nav-inner {
  max-width: 1360px;
  margin: 0 auto;
  padding: 16px 36px;
  min-height: 88px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  position: relative;
}
.brand-link {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: max-content;
}
.brand-mark {
  width: 39px;
  height: 48px;
  object-fit: contain;
  display: block;
  flex: 0 0 auto;
  opacity: .94;
  filter: drop-shadow(0 0 12px rgba(201, 169, 110, .16));
}
.brand-copy { display: block; }
.logo-name {
  font-family: var(--serif-sc);
  font-size: 30px;
  letter-spacing: .28em;
  line-height: 1;
  color: var(--cream);
}
.logo-rule { height: 1px; background: var(--gold); margin: 7px 0 4px; }
.logo-sub  { font-size: 8px; letter-spacing: .34em; text-transform: uppercase; color: var(--gold-light); }

.nav-links { display: flex; gap: clamp(22px, 2vw, 34px); align-items: center; }
.nav-links a {
  font-size: 10px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .74);
  padding: 15px 0;
  position: relative;
  transition: color .25s, text-shadow .25s;
}
.nav-links a::after {
  content: '';
  position: absolute;
  left: 0; right: .18em; bottom: 7px;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(201, 169, 110, .8), transparent);
  opacity: 0;
  transform: scaleX(.35);
  transition: opacity .25s var(--ease-luxury), transform .25s var(--ease-luxury);
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--gold-light);
  text-shadow: 0 0 18px rgba(201, 169, 110, .22);
}
.nav-links a:hover::after,
.nav-links a.active::after {
  opacity: 1;
  transform: scaleX(1);
}

.nav-actions { display: flex; align-items: center; gap: 16px; }

/* Language toggle */
.language-toggle {
  display: flex;
  align-items: center;
  gap: 7px;
  color: rgba(255, 255, 255, .56);
  font-size: 10px;
  letter-spacing: .12em;
  text-transform: uppercase;
  white-space: nowrap;
}
.lang-btn {
  appearance: none;
  border: 0;
  background: transparent;
  color: rgba(255, 255, 255, .62);
  font: inherit;
  letter-spacing: .12em;
  text-transform: uppercase;
  cursor: pointer;
  padding: 4px 0;
  transition: color .25s, text-shadow .25s;
}
.lang-btn.active,
.lang-btn:hover { color: var(--gold-light); }
.lang-btn.active { text-shadow: 0 0 18px rgba(201, 169, 110, .35); }

/* Nav CTA */
.nav-cta {
  border: 1px solid rgba(201, 169, 110, .85);
  padding: 14px 25px;
  font-size: 10px;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold-light);
  position: relative;
  overflow: hidden;
  transition: transform .32s var(--ease-luxury), box-shadow .32s var(--ease-luxury), border-color .32s ease, background .32s ease, color .32s ease;
}
.nav-cta::before {
  content: '';
  position: absolute;
  inset: -2px;
  background: linear-gradient(120deg, transparent, rgba(201, 169, 110, .38), transparent);
  transform: translateX(-115%);
  transition: transform .85s var(--ease-luxury);
  pointer-events: none;
}
.nav-cta:hover::before { transform: translateX(115%); }
.nav-cta:hover {
  transform: translateY(-2px);
  background: rgba(201, 169, 110, .08);
  box-shadow: 0 18px 52px rgba(176, 141, 87, .26);
  border-color: #C9A96E;
}

/* Hamburger */
.hamburger {
  display: none;
  width: 42px; height: 38px;
  border: 1px solid rgba(201, 169, 110, .55);
  background: rgba(0, 0, 0, .18);
  border-radius: 2px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  transition: border-color .25s, background .25s, box-shadow .25s;
}
.hamburger:hover { border-color: var(--gold-light); background: rgba(201, 169, 110, .08); box-shadow: 0 14px 35px rgba(0, 0, 0, .24); }
.hamburger span { display: block; width: 19px; height: 1px; background: var(--gold-light); transition: .25s; }
.hamburger.is-open span:nth-child(1) { transform: translateY(6px)  rotate(45deg);  }
.hamburger.is-open span:nth-child(2) { opacity: 0; }
.hamburger.is-open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* Mobile menu */
.mobile-menu {
  position: fixed;
  top: 88px; left: 0; right: 0;
  z-index: 999;
  background: rgba(5, 8, 13, .985);
  border-top: 1px solid rgba(201, 169, 110, .28);
  border-bottom: 1px solid rgba(201, 169, 110, .28);
  padding: 20px 24px 26px;
  box-shadow: 0 28px 70px rgba(0, 0, 0, .45);
  max-height: calc(100vh - 88px);
  overflow-y: auto;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(-18px);
  transition: opacity .28s ease, transform .28s ease, visibility .28s ease;
}
.mobile-menu.is-open {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}
.mobile-menu a {
  display: block;
  padding: 15px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .08);
  font-size: 11px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .78);
  transition: color .2s;
}
.mobile-menu a:hover { color: var(--gold-light); }
.mobile-dropdown {
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.mobile-dropdown summary {
  list-style: none;
  cursor: pointer;
  padding: 16px 0;
  font-size: 11px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .82);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.mobile-dropdown summary::-webkit-details-marker { display: none; }
.mobile-dropdown summary::after {
  content: '+';
  color: var(--gold-light);
  font-size: 14px;
  line-height: 1;
  transition: transform .22s var(--ease-luxury);
}
.mobile-dropdown[open] summary::after { transform: rotate(45deg); }
.mobile-dropdown a {
  border-bottom: 0;
  padding: 11px 0 11px 16px;
  color: rgba(246,243,238,.66);
  font-size: 10px;
  letter-spacing: .14em;
}
.mobile-dropdown a:last-child { padding-bottom: 18px; }
.mobile-menu .mobile-schedule {
  margin-top: 14px;
  text-align: center;
  border: 1px solid rgba(201, 169, 110, .75);
  padding: 15px;
  color: var(--gold-light);
}
.mobile-contact {
  margin-top: 18px;
  color: rgba(255, 255, 255, .62);
  font-size: 12px;
  line-height: 1.8;
}
.mobile-contact strong {
  color: var(--cream);
  font-family: var(--serif);
  font-size: 18px;
  font-weight: 400;
}
.mobile-contact a {
  display: inline;
  padding: 0;
  border: 0;
  font-size: 12px;
  letter-spacing: 0;
  text-transform: none;
  color: var(--gold-light);
}
body.menu-open { overflow: hidden; }

/* ============================================================
   HERO (index.html)
   ============================================================ */
.hero {
  position: relative;
  min-height: 92vh;
  overflow: hidden;
  background: var(--navy);
}
.hero-bg {
  position: absolute;
  inset: -3%;
  width: 106%; height: 106%;
  object-fit: cover;
  object-position: 50% 40%;
  filter: brightness(.96) contrast(1.06) saturate(1.0);
}
.hero-water-motion {
  animation: heroWaterDrift 34s ease-in-out infinite alternate;
  transform-origin: center center;
  will-change: transform, filter;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg,  rgba(3,6,10,.72) 0%,  rgba(3,6,10,.50) 30%, rgba(3,6,10,.14) 62%, rgba(3,6,10,.02) 100%),
    linear-gradient(180deg, rgba(3,6,10,.12) 0%, rgba(3,6,10,.02) 48%, rgba(3,6,10,.42) 100%);
}
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background: linear-gradient(115deg, transparent 0%, rgba(255,255,255,.035) 46%, transparent 58%);
  opacity: .22;
  animation: waterShimmer 9s ease-in-out infinite alternate;
  mix-blend-mode: soft-light;
}
.hero-content {
  position: relative;
  z-index: 10;
  max-width: 1280px;
  width: 100%;
  margin: 0 auto;
  padding: 190px 40px 110px;
}
.eyebrow {
  color: var(--gold-light);
  font-size: 11px;
  letter-spacing: .22em;
  text-transform: uppercase;
  margin-bottom: 28px;
}
.hero h1 {
  font-family: var(--serif);
  font-size: clamp(50px, 7vw, 86px);
  font-weight: 400;
  line-height: 1.02;
  letter-spacing: -.025em;
  color: var(--cream);
  max-width: min(790px, calc(100vw - 48px));
}
.hero-desc {
  max-width: min(575px, calc(100vw - 48px));
  font-size: 18px;
  line-height: 1.75;
  color: rgba(255, 255, 255, .86);
  margin-top: 28px;
}

/* Hero entrance animations */
.hero .eyebrow,
.hero h1,
.hero .hero-desc,
.hero .btn,
.hero .schedule-note {
  opacity: 0;
  transform: translateY(38px);
  filter: blur(6px);
  animation: heroReveal 1.15s var(--ease-luxury) forwards;
}
.hero .eyebrow       { animation-delay: .12s;  }
.hero h1             { animation-delay: .34s;  }
.hero .hero-desc     { animation-delay: .58s;  }
.hero .btn           { animation-delay: .82s;  }
.hero .schedule-note { animation-delay: 1.02s; }

.schedule-note {
  display: block;
  margin-top: 14px;
  font-size: 11px;
  letter-spacing: .08em;
  color: rgba(255, 255, 255, .45);
}

/* ============================================================
   PAGE HERO (about / contact / faq)
   ============================================================ */
.page-hero {
  position: relative;
  min-height: 38vh;
  overflow: hidden;
  background: var(--navy);
  display: flex;
  align-items: flex-end;
}
.page-hero-bg {
  position: absolute;
  inset: -3%;
  width: 106%; height: 106%;
  object-fit: cover;
  object-position: 50% 35%;
  filter: brightness(.96) contrast(1.06) saturate(1.0);
  animation: heroDriftStrong 24s ease-in-out infinite alternate;
  will-change: transform;
}
.page-hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg,  rgba(3,6,10,.94) 0%, rgba(3,6,10,.82) 55%, rgba(3,6,10,.52) 100%),
    linear-gradient(180deg, rgba(3,6,10,.22) 0%, rgba(3,6,10,.06) 48%, rgba(3,6,10,.65) 100%);
}
.page-hero-content {
  position: relative;
  z-index: 10;
  max-width: 1280px;
  width: 100%;
  margin: 0 auto;
  padding: 130px 40px 60px;
}
.page-hero-content .eyebrow { margin-bottom: 20px; }
.page-hero-content h1 {
  font-family: var(--serif);
  font-size: clamp(38px, 5vw, 62px);
  font-weight: 400;
  line-height: 1.08;
  letter-spacing: -.02em;
  color: var(--cream);
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-block;
  margin-top: 38px;
  border: 1px solid rgba(201, 169, 110, .9);
  background: rgba(0, 0, 0, .22);
  padding: 16px 38px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--cream);
  font-family: var(--sans);
  position: relative;
  overflow: hidden;
  transition: transform .28s ease, box-shadow .28s ease, background .28s ease, border-color .28s ease;
}
.btn::before {
  content: '';
  position: absolute;
  inset: -2px;
  background: linear-gradient(120deg, transparent, rgba(201, 169, 110, .38), transparent);
  transform: translateX(-115%);
  transition: transform .85s var(--ease-luxury);
  pointer-events: none;
}
.btn:hover::before { transform: translateX(115%); }
.btn:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 55px rgba(176, 141, 87, .35);
  border-color: #C9A96E;
  background: rgba(176, 141, 87, .72);
}

/* ============================================================
   WAVE STRIP
   ============================================================ */
.wave-strip {
  height: 190px;
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 70% 0%, rgba(201,169,110,.16), transparent 35%),
    linear-gradient(180deg, #07101a 0%, #0b1b2d 55%, #05080d 100%);
  border-top:    1px solid rgba(176, 141, 87, .30);
  border-bottom: 1px solid rgba(176, 141, 87, .30);
  display: flex;
  align-items: center;
  justify-content: center;
}
.wave-strip svg {
  position: absolute;
  left: 0; bottom: -1px;
  width: 200%; height: 130px;
  opacity: .58;
  animation: waveMove 22s linear infinite;
}
.wave-strip svg.wave-two {
  opacity: .32;
  bottom: 18px;
  animation-duration: 34s;
  animation-direction: reverse;
}
.wave-label {
  position: relative;
  z-index: 3;
  color: #C9A96E;
  font-size: 11px;
  letter-spacing: .30em;
  text-transform: uppercase;
  animation: softGoldPulse 3.8s ease-in-out infinite alternate;
}

/* ============================================================
   SECTIONS & LAYOUT
   ============================================================ */
.section { padding: 96px 40px; }
.wrap    { max-width: 1280px; margin: 0 auto; }
.kicker  { color: var(--gold-light); font-size: 11px; letter-spacing: .22em; text-transform: uppercase; margin-bottom: 14px; display: block; }
.body    { color: var(--muted); line-height: 1.85; font-size: 15.5px; }
.dark .body,
.dark-panel .body { color: rgba(255, 255, 255, .64); }

.dark-panel {
  background: radial-gradient(circle at 80% 20%, rgba(176,141,87,.10), transparent 28%), #080808;
  border-top:    1px solid rgba(176, 141, 87, .25);
  border-bottom: 1px solid rgba(176, 141, 87, .25);
}
.light { background: var(--cream); color: #111010; }
.white { background: #fff; color: #111010; }

/* Section headings */
.split h2,
.services h2,
.about h2,
.insights h2,
.contact h2,
.section-heading {
  font-family: var(--serif);
  font-size: clamp(38px, 4vw, 54px);
  line-height: 1.12;
  margin-bottom: 24px;
  font-weight: 400;
}

/* Pillar grid */
.pillar-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
.pillar {
  padding-right: 40px;
  border-right: 1px solid rgba(255, 255, 255, .10);
  transition: transform .38s var(--ease-luxury);
}
.pillar:last-child { border-right: 0; }
.pillar:hover { transform: translateY(-6px); }
.pillar h3 { font-family: var(--serif); font-size: 32px; font-weight: 400; color: var(--cream); margin-bottom: 12px; }
.pillar p  { color: rgba(255, 255, 255, .62); line-height: 1.8; font-size: 14px; }

/* Split layout */
.split { display: grid; grid-template-columns: .95fr 1.05fr; gap: 70px; align-items: start; }
.side-list { border-left: 1px solid rgba(176,141,87,.35); padding-left: 54px; display: grid; gap: 34px; }
.side-list h3 { font-size: 12px; text-transform: uppercase; letter-spacing: .16em; margin-bottom: 8px; }
.side-list p  { color: var(--muted); line-height: 1.75; font-size: 15px; }
.dark .side-list h3,
.dark-panel .side-list h3 { color: var(--cream); }
.dark .side-list p,
.dark-panel .side-list p  { color: rgba(255, 255, 255, .64); }
.dark .side-list,
.dark-panel .side-list    { border-left-color: rgba(176,141,87,.35); }

/* Nav dropdown */
.nav-dropdown { position: relative; display: inline-flex; align-items: center; }
.nav-dropdown > a { display: flex; align-items: center; gap: 7px; }
/* Transparent bridge fills the gap between trigger and menu so hover stays active */
.nav-dropdown::after { content: ''; position: absolute; top: 100%; left: -26px; right: -26px; height: 24px; }
.nav-dropdown-arrow { font-size: 8px; opacity: .55; transition: transform .22s var(--ease-luxury); line-height: 1; }
.nav-dropdown:hover .nav-dropdown-arrow,
.nav-dropdown:focus-within .nav-dropdown-arrow { transform: rotate(180deg); }
.dropdown-menu {
  position: absolute;
  top: calc(100% + 13px);
  left: 50%;
  transform: translateX(-50%) translateY(-8px);
  background: linear-gradient(180deg, #091523 0%, #060d16 100%);
  border: 1px solid rgba(201,169,110,.32);
  border-top: 1px solid rgba(201,169,110,.62);
  border-radius: 7px;
  box-shadow: 0 24px 65px rgba(0,0,0,.58), inset 0 1px 0 rgba(255,255,255,.04);
  min-width: 270px;
  padding: 10px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity .24s ease, transform .24s var(--ease-luxury), visibility .24s;
  z-index: 2200;
}
.dropdown-menu-wide {
  min-width: 300px;
}
.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}
.dropdown-menu::before {
  content: '';
  position: absolute;
  top: -7px; left: 50%;
  transform: translateX(-50%);
  border-left: 6px solid transparent;
  border-right: 6px solid transparent;
  border-bottom: 6px solid rgba(201,169,110,.62);
}
.dropdown-menu a {
  display: block;
  padding: 14px 16px;
  font-family: var(--sans);
  font-size: 10px;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: rgba(246,243,238,.76);
  text-decoration: none;
  border-bottom: 1px solid rgba(246,243,238,.07);
  border-radius: 4px;
  transition: color .18s, background .18s, padding-left .18s;
}
.dropdown-menu a::after { display: none; }
.dropdown-menu a:last-child { border-bottom: none; }
.dropdown-menu a:hover {
  color: var(--gold-light);
  background: rgba(201,169,110,.08);
  padding-left: 22px;
}

/* Mobile tab button sizing */
@media (max-width: 760px) {
  .tab-btn { padding: 16px 18px; font-size: 10px; letter-spacing: .14em; }
}

/* Services tabs */
.services-tab-nav {
  background: #060606;
  border-bottom: 1px solid rgba(176,141,87,.28);
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
}
.tab-btn {
  font-family: var(--sans);
  font-size: 11px;
  letter-spacing: .2em;
  text-transform: uppercase;
  padding: 22px 48px;
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  color: rgba(255,255,255,.38);
  cursor: pointer;
  transition: color .3s, border-color .3s;
  margin-bottom: -1px;
}
.tab-btn:hover  { color: var(--gold-light); }
.tab-btn.active { color: var(--gold); border-bottom-color: var(--gold); }
.tab-panel         { display: none; }
.tab-panel.active  { display: block; }

.service-includes {
  list-style: none;
  padding: 0;
  margin: 28px 0 36px;
  display: grid;
  gap: 13px;
}
.service-includes li {
  font-family: var(--sans);
  font-size: 13px;
  color: rgba(255,255,255,.70);
  padding-left: 22px;
  position: relative;
  line-height: 1.6;
}
.service-includes li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-size: 11px;
  top: 2px;
}

/* Services (homepage cards) */
.services-head { text-align: center; max-width: 760px; margin: 0 auto 60px; }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.card {
  background: linear-gradient(180deg, rgba(255,255,255,.98), rgba(250,246,238,.96));
  border: 1px solid var(--border);
  padding: 40px 34px;
  box-shadow: 0 18px 50px rgba(8,25,46,.08);
  position: relative;
  transition: transform .38s var(--ease-luxury), box-shadow .38s ease, border-color .38s ease;
}
.card.featured { border-color: var(--gold); }
.card:hover { transform: translateY(-12px); box-shadow: 0 34px 90px rgba(8,25,46,.20); border-color: rgba(176,141,87,.85); }
.badge { position: absolute; top: 0; right: 28px; background: var(--gold); color: white; font-size: 9px; letter-spacing: .18em; text-transform: uppercase; padding: 8px 14px; }
.card h3 { font-family: var(--serif); font-size: 32px; font-weight: 400; margin-bottom: 16px; }
.card p  { color: var(--muted); line-height: 1.8; font-size: 15px; }

/* About / insights / contact grids */
.about-grid,
.insights-grid,
.contact-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 70px; align-items: center; }

/* Portrait */
.portrait {
  position: relative;
  aspect-ratio: 4/5;
  border: 1px solid rgba(176,141,87,.4);
  overflow: hidden;
  background: #07101a;
  box-shadow: 0 24px 70px rgba(0,0,0,.22);
  transition: transform .7s var(--ease-luxury), box-shadow .4s ease;
}
.portrait img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.portrait::after { content: ''; position: absolute; inset: 18px; border: 1px solid rgba(176,141,87,.18); }
.portrait:hover { transform: translateY(-8px) scale(1.025); box-shadow: 0 36px 100px rgba(0,0,0,.35); }
.blank-portrait {
  width: 100%; height: 100%;
  min-height: 420px;
  background:
    radial-gradient(circle at 70% 20%, rgba(201,169,110,.12), transparent 30%),
    linear-gradient(145deg, #07101a, #0d2b55 55%, #080808);
}
.blank-portrait::before { content: ''; position: absolute; inset: 18px; border: 1px solid rgba(176,141,87,.18); }
.blank-portrait::after  { content: ''; position: absolute; width: 78px; height: 1px; background: rgba(201,169,110,.46); left: 50%; top: 50%; transform: translate(-50%, -50%); }

/* Credentials */
.cred-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.cred { background: var(--navy-mid); color: white; padding: 8px 16px; font-size: 10px; letter-spacing: .14em; text-transform: uppercase; }

/* Insights */
.insights-box {
  background: white;
  border: 1px solid var(--border);
  padding: 42px;
  box-shadow: 0 18px 50px rgba(8,25,46,.08);
  transition: transform .38s var(--ease-luxury), box-shadow .38s ease;
}
.insights-box:hover { transform: translateY(-8px); box-shadow: 0 30px 85px rgba(8,25,46,.16); }
.insights-box input {
  width: 100%;
  border: 1px solid var(--border);
  padding: 14px 16px;
  margin-bottom: 14px;
  outline: none;
  font-size: 14px;
  font-family: var(--sans);
}
.insights-box button {
  width: 100%;
  border: 0;
  background: var(--navy-mid);
  color: white;
  padding: 16px;
  font-size: 11px;
  letter-spacing: .18em;
  text-transform: uppercase;
  cursor: pointer;
  font-family: var(--sans);
  position: relative;
  overflow: hidden;
  transition: transform .28s ease, box-shadow .28s ease;
}
.insights-box button::before {
  content: '';
  position: absolute;
  inset: -2px;
  background: linear-gradient(120deg, transparent, rgba(201,169,110,.38), transparent);
  transform: translateX(-115%);
  transition: transform .85s var(--ease-luxury);
  pointer-events: none;
}
.insights-box button:hover::before { transform: translateX(115%); }

/* Contact section */
.contact { background: #080808; border-top: 1px solid rgba(176,141,87,.22); }
.contact-right { border-left: 1px solid rgba(176,141,87,.35); padding-left: 56px; }

/* Cred band */
.cred-band {
  background: #0A0A0A;
  border-top:    1px solid rgba(176,141,87,.25);
  border-bottom: 1px solid rgba(176,141,87,.25);
  padding: 18px 40px;
}
.cred-band-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  justify-content: center;
  gap: 34px;
  flex-wrap: wrap;
}
.cred-band span { color: #C9A96E; font-size: 10px; letter-spacing: .18em; text-transform: uppercase; }
.cred-band span::before { content: '◇'; margin-right: 10px; color: rgba(201,169,110,.55); }

/* ============================================================
   COMPLIANCE FOOTER
   ============================================================ */
.compliance-footer {
  background: #050505;
  border-top: 1px solid rgba(176,141,87,.22);
  padding: 46px 40px;
  color: rgba(255, 255, 255, .45);
}
.compliance-footer .wrap {
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
  gap: 42px;
  align-items: start;
}
.compliance-footer .footer-logo {
  font-family: var(--serif-sc);
  letter-spacing: .32em;
  color: rgba(255, 255, 255, .48);
  font-size: 18px;
  white-space: nowrap;
}
.compliance-footer .footer-legal {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  font-size: 11px;
  line-height: 1.75;
}
.compliance-footer .footer-legal p { margin: 0; }
.compliance-footer .footer-legal strong { color: #C9A96E; font-weight: 600; }
.compliance-footer .footer-links a,
.compliance-footer .footer-links span { color: #C9A96E; }
.compliance-footer .footer-links,
.compliance-footer .footer-inquiries,
.compliance-footer .footer-legal p:last-child { grid-column: 1 / -1; }
.compliance-footer .footer-inquiries {
  margin-top: 6px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, .08);
  text-align: center;
  font-size: 11px;
  line-height: 1.85;
  color: rgba(255, 255, 255, .50);
}
.compliance-footer .footer-inquiries strong { color: #C9A96E; }
.compliance-footer .footer-inquiries a { color: rgba(255, 255, 255, .62); }
.compliance-footer .footer-inquiries a:hover { color: #C9A96E; }

/* ============================================================
   CONTACT FORM PAGE (contact.html)
   ============================================================ */
.contact-form-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 70px; align-items: start; }

.form-box {
  background: white;
  border: 1px solid var(--border);
  padding: 48px 42px;
  box-shadow: 0 18px 50px rgba(8,25,46,.08);
}
.form-box .form-row { margin-bottom: 20px; }
.form-box label {
  display: block;
  font-size: 10px;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 8px;
}
.form-box input,
.form-box textarea {
  width: 100%;
  border: 1px solid var(--border);
  padding: 14px 16px;
  outline: none;
  font-size: 14px;
  font-family: var(--sans);
  color: #111;
  transition: border-color .2s;
}
.form-box input:focus,
.form-box textarea:focus { border-color: var(--gold); }
.form-box textarea { min-height: 148px; resize: vertical; }
.form-box .submit-btn {
  display: block;
  width: 100%;
  margin-top: 8px;
  border: 1px solid rgba(13,43,85,.9);
  background: var(--navy-mid);
  color: white;
  padding: 16px;
  font-size: 11px;
  letter-spacing: .18em;
  text-transform: uppercase;
  cursor: pointer;
  font-family: var(--sans);
  position: relative;
  overflow: hidden;
  transition: transform .28s ease, box-shadow .28s ease, background .28s ease;
  text-align: center;
}
.form-box .submit-btn::before {
  content: '';
  position: absolute;
  inset: -2px;
  background: linear-gradient(120deg, transparent, rgba(201,169,110,.38), transparent);
  transform: translateX(-115%);
  transition: transform .85s var(--ease-luxury);
  pointer-events: none;
}
.form-box .submit-btn:hover::before { transform: translateX(115%); }
.form-box .submit-btn:hover { background: #0a3570; transform: translateY(-2px); box-shadow: 0 12px 40px rgba(13,43,85,.25); }
.form-box .submit-btn.is-loading { opacity: .65; cursor: wait; pointer-events: none; }
.form-box .submit-btn.is-loading::after {
  content: '';
  display: inline-block;
  width: 12px; height: 12px;
  border: 2px solid rgba(255,255,255,.4);
  border-top-color: white;
  border-radius: 50%;
  animation: cf-spin .7s linear infinite;
  margin-left: 10px;
  vertical-align: middle;
}
@keyframes cf-spin { to { transform: rotate(360deg); } }
.form-success {
  margin-top: 18px;
  padding: 18px 22px;
  background: rgba(176,141,87,.12);
  border: 1px solid rgba(176,141,87,.5);
  color: #c9a96e;
  font-size: 13px;
  line-height: 1.6;
  animation: cf-fadein .4s ease;
}
.form-field-error {
  margin-bottom: 12px;
  padding: 12px 16px;
  background: rgba(200,50,50,.08);
  border: 1px solid rgba(200,50,50,.35);
  color: #e07070;
  font-size: 12px;
  line-height: 1.6;
  animation: cf-fadein .25s ease;
}
@keyframes cf-fadein { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }

/* Contact info panel */
.contact-info-panel { padding-top: 6px; }
.contact-info-panel h3 {
  font-family: var(--serif);
  font-size: 30px;
  font-weight: 400;
  color: var(--cream);
  line-height: 1.2;
  margin-bottom: 20px;
}
.contact-info-panel .body { margin-bottom: 34px; color: rgba(255,255,255,.64); }
.contact-detail {
  display: grid;
  gap: 28px;
  border-left: 1px solid rgba(176,141,87,.35);
  padding-left: 32px;
}
.contact-detail-item .detail-label {
  display: block;
  font-size: 10px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: 6px;
}
.contact-detail-item p,
.contact-detail-item a {
  font-size: 15px;
  color: rgba(255, 255, 255, .80);
  line-height: 1.65;
}
.contact-detail-item a:hover { color: var(--gold-light); }

/* ============================================================
   FAQ PAGE (faq.html)
   ============================================================ */
.faq-list { display: grid; gap: 0; max-width: 860px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid rgba(176,141,87,.25); }
.faq-item:first-child { border-top: 1px solid rgba(176,141,87,.25); }
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 26px 0;
  cursor: pointer;
  list-style: none;
  gap: 24px;
}
.faq-question::-webkit-details-marker { display: none; }
.faq-question h3 {
  font-family: var(--serif);
  font-size: clamp(18px, 2.2vw, 24px);
  font-weight: 400;
  color: var(--cream);
  line-height: 1.3;
  transition: color .25s;
}
.faq-item[open] .faq-question h3,
.faq-question:hover h3 { color: var(--gold-light); }
.faq-icon {
  flex-shrink: 0;
  width: 28px; height: 28px;
  border: 1px solid rgba(201,169,110,.5);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-light);
  font-size: 20px;
  line-height: 1;
  transition: transform .28s var(--ease-luxury), background .2s;
  font-style: normal;
}
.faq-item[open] .faq-icon {
  background: rgba(201,169,110,.12);
  transform: rotate(45deg);
}
.faq-answer {
  padding: 0 52px 28px 0;
}
.faq-answer p {
  color: rgba(255, 255, 255, .64);
  line-height: 1.85;
  font-size: 15px;
}
.faq-answer p + p { margin-top: 14px; }

/* ============================================================
   ABOUT PAGE — extra sections
   ============================================================ */
.story-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 70px; align-items: start; }
.credentials-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 24px; margin-top: 48px; }
.cred-card {
  background: var(--navy);
  border: 1px solid rgba(176,141,87,.3);
  padding: 28px 24px;
  text-align: center;
}
.cred-card .cred-icon {
  font-family: var(--serif);
  font-size: 36px;
  color: var(--gold-light);
  line-height: 1;
  margin-bottom: 14px;
}
.cred-card h4 {
  font-size: 10px;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--cream);
  margin-bottom: 8px;
}
.cred-card p { font-size: 12px; color: rgba(255,255,255,.52); line-height: 1.6; }

.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 52px; }
.why-item { padding: 32px 28px; border: 1px solid rgba(176,141,87,.22); background: rgba(176,141,87,.04); }
.why-item .kicker { margin-bottom: 10px; }
.why-item h3 { font-family: var(--serif); font-size: 24px; font-weight: 400; color: var(--cream); margin-bottom: 12px; }
.why-item p { font-size: 14px; color: rgba(255,255,255,.58); line-height: 1.78; }

.cta-band {
  background: radial-gradient(circle at 60% 50%, rgba(176,141,87,.12), transparent 50%), var(--navy);
  border-top: 1px solid rgba(176,141,87,.28);
  border-bottom: 1px solid rgba(176,141,87,.28);
  padding: 80px 40px;
  text-align: center;
}
.cta-band h2 {
  font-family: var(--serif);
  font-size: clamp(30px, 3.5vw, 46px);
  font-weight: 400;
  color: var(--cream);
  max-width: 640px;
  margin: 0 auto 22px;
  line-height: 1.18;
}
.cta-band p { color: rgba(255,255,255,.58); font-size: 15px; max-width: 500px; margin: 0 auto; }

/* ============================================================
   SCROLL REVEAL
   ============================================================ */
.reveal,
.reveal-left,
.reveal-right,
.reveal-zoom {
  opacity: 0;
  will-change: opacity, transform, filter;
  transition: opacity 1s var(--ease-luxury), transform 1s var(--ease-luxury), filter 1s var(--ease-luxury);
}
.reveal       { transform: translateY(54px); filter: blur(5px); }
.reveal-left  { transform: translateX(-54px); filter: blur(5px); }
.reveal-right { transform: translateX(54px);  filter: blur(5px); }
.reveal-zoom  { transform: scale(.94);        filter: blur(5px); }
.reveal.in-view,
.reveal-left.in-view,
.reveal-right.in-view,
.reveal-zoom.in-view { opacity: 1; transform: none; filter: blur(0); }

.card.reveal:nth-child(1),   .pillar.reveal:nth-child(1)   { transition-delay: .05s; }
.card.reveal:nth-child(2),   .pillar.reveal:nth-child(2)   { transition-delay: .18s; }
.card.reveal:nth-child(3),   .pillar.reveal:nth-child(3)   { transition-delay: .31s; }
.faq-item.reveal:nth-child(1)  { transition-delay: .04s; }
.faq-item.reveal:nth-child(2)  { transition-delay: .10s; }
.faq-item.reveal:nth-child(3)  { transition-delay: .16s; }
.faq-item.reveal:nth-child(4)  { transition-delay: .22s; }
.faq-item.reveal:nth-child(5)  { transition-delay: .28s; }
.faq-item.reveal:nth-child(6)  { transition-delay: .34s; }
.faq-item.reveal:nth-child(7)  { transition-delay: .40s; }
.faq-item.reveal:nth-child(8)  { transition-delay: .46s; }
.faq-item.reveal:nth-child(9)  { transition-delay: .52s; }
.faq-item.reveal:nth-child(10) { transition-delay: .58s; }
.why-item.reveal:nth-child(1)  { transition-delay: .06s; }
.why-item.reveal:nth-child(2)  { transition-delay: .18s; }
.why-item.reveal:nth-child(3)  { transition-delay: .30s; }
.cred-card.reveal:nth-child(1) { transition-delay: .06s; }
.cred-card.reveal:nth-child(2) { transition-delay: .14s; }
.cred-card.reveal:nth-child(3) { transition-delay: .22s; }
.cred-card.reveal:nth-child(4) { transition-delay: .30s; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  [id] { scroll-margin-top: 96px; }
  .nav-topbar { display: none; }
  .nav-links  { display: none; }
  .hamburger  { display: flex; }
  .nav-inner  { padding: 16px 24px; }
  .brand-mark { width: 34px; height: 42px; }
  .logo-name  { font-size: 24px; }
  .hero h1    { font-size: clamp(44px, 8vw, 76px); max-width: 100%; }
}

@media (max-width: 960px) {
  .hero-content,
  .section { padding-left: 24px; padding-right: 24px; }
  .page-hero-content { padding-left: 24px; padding-right: 24px; }
  .hero-content { padding-top: 150px; }
  .pillar-grid,
  .split,
  .services-grid,
  .about-grid,
  .insights-grid,
  .contact-grid,
  .story-grid,
  .contact-form-grid { grid-template-columns: 1fr; }
  .pillar { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.10); padding: 0 0 28px; }
  .side-list,
  .contact-right { border-left: 0; border-top: 1px solid rgba(176,141,87,.35); padding-left: 0; padding-top: 36px; }
  .contact-detail  { padding-left: 24px; }
  .faq-answer      { padding-right: 12px; }
  .credentials-grid { grid-template-columns: repeat(3, 1fr); }
  .why-grid { grid-template-columns: 1fr; }
}

@media (max-width: 760px) {
  .nav-inner { min-height: 76px; }
  .mobile-menu { top: 76px; max-height: calc(100vh - 76px); }
  .language-toggle { font-size: 9px; gap: 5px; }
  .nav-actions { gap: 10px; }
  .hero h1 { font-size: clamp(38px, 11vw, 54px); }
  .hero-content { padding-left: 24px; padding-right: 24px; }
  .compliance-footer .wrap  { grid-template-columns: 1fr; gap: 22px; }
  .compliance-footer .footer-legal { grid-template-columns: 1fr 1fr; }
  .page-hero-content h1 { font-size: clamp(32px, 9vw, 46px); }
  .cred-band { padding: 18px 24px; }
  .cta-band  { padding: 60px 24px; }
}

@media (max-width: 650px) {
  .compliance-footer .footer-legal { grid-template-columns: 1fr; }
  .compliance-footer .footer-inquiries { text-align: left; }
  .credentials-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
  .nav-cta  { display: none; }
  .nav-actions { position: absolute; right: 128px; top: 50%; transform: translateY(-50%); }
  .brand-link { gap: 10px; }
  .brand-mark { width: 30px; height: 38px; }
  .logo-name { font-size: 22px; }
  .logo-sub { font-size: 7px; letter-spacing: .28em; }
  .hero-content { padding-top: 140px; }
  .hero h1  { font-size: 44px; line-height: 1.04; }
  .hero-desc { font-size: 16px; }
  .wave-strip { height: 120px; }
  .wave-label { font-size: 9px; letter-spacing: .18em; }
  .page-hero-content { padding-top: 110px; padding-bottom: 40px; }
  .form-box { padding: 32px 24px; }
}

@media (max-width: 420px) {
  .nav-inner { padding-left: 18px; padding-right: 18px; gap: 12px; }
  .nav-actions { right: 128px; }
  .brand-link { gap: 8px; }
  .brand-mark { width: 27px; height: 34px; }
  .logo-name { font-size: 20px; letter-spacing: .24em; }
  .logo-rule { margin-top: 6px; }
  .hamburger { width: 40px; height: 36px; }
}

@media (min-width: 961px) {
  .services-grid { grid-template-columns: repeat(3, 1fr); }
  .services-grid .card:nth-child(7) { grid-column: 2 / span 1; }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
  }
  .reveal, .reveal-left, .reveal-right, .reveal-zoom {
    opacity: 1 !important;
    transform: none !important;
    filter: none !important;
  }
}